The role of a credit trap on paths to homelessness in the Czech Republic

The paper aims to show the most common paths to homelessness in the Czech Republic. The theoretical approach applied in this paper attempts to move beyond the structure–agency debate by focusing on the characteristics that most homeless people share on their paths to homelessness. The paper reveals that the pervasiveness of consumer credit has often been a critical juncture on the pathway to homelessness, despite the assistance available from a strong welfare state.